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Finance

We are delighted to offer you the option to buy your car on finance allowing you to drive and own the car you really want.

We provide simple car finance options for customers that would like to spread the cost of their purchase across monthly payments.

We have access to numerous lenders, making sure you are getting the best finance deal possible.

In order to apply for car finance click on the vehicle you want, Scroll down to find out more about your finance options, and apply, It’s literally that easy. Affordable monthly payments are available to suit your budget. Terms available over 12 to 60 months and for amounts starting from £1,000.

*Finance is available subject to status to UK residents aged 18 years and over. Indemnities may be required.

Why choose car finance?

Peace of mind - Small Cars Direct are committed to providing the highest levels of customer service to ensure complete satisfaction.

Quick and easy - You can have a decision within minutes, allowing you to drive away same day.

Keep a credit line open - By choosing car finance, you keep the option open to take out a bank loan for any other eventualities, should you need it.

Keeping it simple - Instant decisions and a hassle-free, transparent approach. No bank meetings, no headline bank loan APR % figures to lure you in.

How do I apply for finance?

Apply using the calculator on the specific vehicle page you are interested in. If finance isn’t listed as an option, contact us or hit the WhatsApp button in the corner and we’ll find a lender who may be able to finance some or all of the purchase for you - even if no options are shown on the website.

How much can I borrow?

In many cases you may be able to borrow the full amount, however in some examples you may need to contribute a small up-front deposit, usually at least 10%.

Over what period of time can I take my finance?

We provide a variety of terms, from 12 to 60 months, dependent upon the finance plan you have chosen.

How long will it take to process my finance application?

During normal working hours this can be as quick as 20 minutes, sometimes quicker.

Principal Loan:  

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